Being a landlord comes with a tax bill that has grown steadily more complex over the last decade - mortgage interest relief has been cut back, allowances have shrunk, and from 2027 rental income will be taxed at its own higher rates. This guide pulls the whole picture together in plain English: what you're taxed on, what you can claim, what changes are coming, and where the common traps are. It's the hub of our landlord series of simple explainers, so think of it as your star

HMRC taxes your rental profit, not your rent. That means every allowable expense you claim comes straight off your tax bill - a £1,000 expense saves a basic-rate taxpayer £200, and a higher-rate taxpayer £400. Yet we regularly see landlords doing one of two things: under-claiming and paying more tax than they need to, or over-claiming and risking an HMRC challenge. This guide sets out exactly what you can and can't claim, where the tricky lines fall, and what records HMRC exp

Filing a Self-Assessment tax return is a fact of life for self-employed individuals, small business owners and freelancers. Get it right and it's straightforward. Get it wrong, or leave it too late, and it becomes stressful and expensive. This guide covers who needs to file, what you'll need, how the process works step by step, and the significant change that arrived in April 2026 with Making Tax Digital. It's part of our series of simple explainers designed to make tax make